3. Highly Accurate NFT Collateral Valuation with GAME Framework

3.1 Multifaceted Evaluation by AI Agents

The most significant feature of Nexus Finance is that AI agents, utilizing Virtuals Protocol's GAME Framework, evaluate the collateral value of NFTs from multiple perspectives. The AI agents analyze vast amounts of data that are difficult to capture with conventional valuation methods, such as NFT traits, creator reputation, collection floor price, and market trends, to derive the true value of NFTs.

3.2 NFT Collateral Valuation Model: V = f(x1, x2, ..., xn)

Nexus Finance uses the following formula to calculate the collateral value of NFTs based on the AI agent's evaluation:

V = f(x1, x2, ..., xn)

V: NFT Collateral Value
x1: NFT Transaction History
x2: Creator Reputation
x3: Collection Floor Price
x4: Future Potential
xn: Other variables such as scarcity, art quality, and community engagement

This model achieves more accurate collateral valuation by comprehensively considering various factors.

3.3 Credit Risk Prediction Model and Interest Rate Optimization Model

In addition to collateral valuation, Nexus Finance features a credit risk prediction model that assesses the creditworthiness of borrowers and an interest rate optimization model that dynamically adjusts interest rates according to market supply and demand. These models enable proper risk management and sustainable lending services.